About Blue Cross Blue Cross and Blue Shield of Minnesota is one of the most recognized and trusted health care brands in the world with 2.5 million members. We're committed to reinventing health care to improve health for our members and the community. We hope you'll join us. How Is This Role Important to Our Work? This position is responsible for reviewing, preparing and analyzing risk for renewals, proposals, financial agreements, settlements, and benefit changes. The position is responsible for negotiation with sales or account management for final price and product configuration, supporting documentation and explanation of the same. The position acts as a consultant within the division. A Day in the Life: Analyzes and evaluates existing and new business complex risk for all funding types. Completes financial analysis for settlements and agreements for self insured groups. Provides communication to internal and external customers expressing complex concepts in understandable terms. Develops and maintains documentation on underwriting processes and systems. Assists Underwriting Consultants and Management as requested. Leads or participates in special projects assigned by management. Keeps abreast of current underwriting practices, rating tools, industry practices and healthcare reform legislation. Provides training, work direction, and technical support to other underwriters, advocating transparency in underwriting practices. Nice to Have: Bachelor's degree. Required Skills and Experiences: 5+ years of related professional experience. All relevant experience including work, education, transferable skills, and military experience will be considered. Comprehensive knowledge of health insurance industry, competitive environment, underwriting guidelines, principles of risk selection, funding types and contractual agreements. Strong proficiency in Excel, Word, Adobe and Access. Advanced analytic and interpretive skills with well developed problem solving ability. Proven ability to work independently and in a team environment. Strong relationship building skills. Exceptional verbal and written communication skills, with presentation experience. Demonstrated negotiating and collaborating ability. Make A Difference Blue Cross is an Equal Opportunity and Affirmative Action employer that values diversity. All qualified applicants will receive consideration for employment without regard to, and will not be discriminated against based on race, color, creed, religion, sex, national origin, genetic information, marital status, status with regard to public assistance, disability, age, veteran status, sexual orientation, gender identity, gender expression, or any other legally protected characteristic. Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to talent.acquisition@bluecrossmn.com. All roles require a high school diploma (or equivalency) and legal authorization to work in the U.S. Blue Cross and Blue Shield of Minnesota and Blue Plus are nonprofit independent licensees of the Blue Cross and Blue Shield Association. Blue Cross and Blue Shield of Minnesota is an Equal Opportunity and Affirmative Action employer that values diversity. All qualified applicants will receive consideration for employment without regard to, and will not be discriminated against based on race, color, creed, religion, sex, national origin, genetic information, marital status, status with regard to public assistance, disability, age, veteran status, sexual orientation, gender identity, or any other legally protected characteristic.